starflix.tech
Next-Gen Payment Solutions Infrastructure

Payment Solutions Built for Global Scale.

A unified disbursement engine powering real-time settlements, automated multi-channel routing, and bank-grade compliance — executed in under 350 milliseconds.

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Instant UPI 2.0< 200ms
IMPS & NEFT Rails24/7 Real-Time
SEPA Instant CreditEurozone
FedNow & ACH ExpressUSA Instant
SWIFT Global Payouts140+ Currencies
Digital Wallets & CardsMulti-Channel
Crypto & StablecoinsUSDC / USDT
Automated Smart ReconciliationsZero Errors
Real-Time Fraud PreventionAI Shield
Bulk Batch Processing100k/sec
Instant UPI 2.0< 200ms
IMPS & NEFT Rails24/7 Real-Time
SEPA Instant CreditEurozone
FedNow & ACH ExpressUSA Instant
SWIFT Global Payouts140+ Currencies
Digital Wallets & CardsMulti-Channel
Crypto & StablecoinsUSDC / USDT
Automated Smart ReconciliationsZero Errors
Real-Time Fraud PreventionAI Shield
Bulk Batch Processing100k/sec
0.000%
Uptime SLA Guarantee

High-availability multi-region mesh

< 0ms
Avg. Settlement Time

Sub-second direct bank rails

$0M+
Monthly Payment Volume

Trusted by tier-1 global platforms

0-bit
End-to-End Encryption

Bank-grade hardware security modules

Interactive Cost & Latency Engine

Calculate Your Speed & Cost Advantage

Simulate how switching your enterprise payment solutions to Starflix rails cuts disbursement latency from days to sub-seconds while slashing processing overhead.

$250,000 / month
$10,000$1,000,000$5,000,000+
Starflix Comparison● Live Benchmark
Legacy Banking Rail:24 - 48 Hours
Starflix Real-Time Rail:< 250ms
Legacy Reversal Rate:3.8%
Starflix AI Reversal Rate:0.01%
Est. Annual Savings
$126,000
Hours Reclaimed
9,000 hrs
Core Capabilities

Everything You Need to Move Money

Six pillar infrastructure engines engineered for mission-critical enterprise payment solutions with zero downtime.

01
Multi-Channel

Multi-Rail Disbursement Engine

Unified API gateway supporting bank transfers, instant UPI, SEPA, SWIFT cross-border, digital wallets, and stablecoins.

Performance: < 200ms
02
Scheduled

Automated & Scheduled Batches

Trigger programmatic instant or scheduled bulk disbursements at scale. Handles 100,000+ payments per second with zero manual errors.

Performance: 100k/sec
03
< 350ms SLA

Sub-Second Real-Time Settlements

Direct-to-bank settlement channels delivering near-instant funds transfer, accelerating vendor and recipient cash flow.

Performance: Real-Time
04
256-bit SSL

AI Fraud Shield & Bank Compliance

Real-time AML/KYC screening, biometric tokenization, and 256-bit AES encryption complying with global central bank mandates.

Performance: Bank-Grade
05
Flexible Logic

Dynamic Customizable Workflows

Build tailored payment logic with conditional routing, multi-tier approvals, dynamic fee splitting, and granular roles.

Performance: Customizable
06
Real-Time Audit

Deep Telemetry & Reconciliations

Real-time WebSocket webhooks, detailed ledger audit trails, exportable financial reporting, and auto tax matching.

Performance: Instant Sync
Developer-First API

Integrate Payment Solutions in 3 Lines of Code

Engineered with strict TypeScript typings, automatic idempotent retries, zero-latency webhook streams, and official SDKs for every major stack.

Guaranteed Idempotency & Automatic Exponential Backoff
Real-Time Webhooks with HMAC SHA-256 Signatures
Sandbox Simulation Environment with Zero Setup
Native SDKs for Node.js, Python, Go, Java, and PHP
payment-execute.ts
import { StarflixClient } from '@starflix/sdk';

const starflix = new StarflixClient({
  apiKey: process.env.STARFLIX_SECRET_KEY,
  environment: 'production',
});

// Trigger real-time payment solution in < 350ms
const payment = await starflix.payments.create({
  account_id: 'acc_98234190823',
  recipient: {
    name: 'Sarah Jenkins',
    vpa: 'sarah@okbank', // or IBAN / SWIFT / Account No
    currency: 'USD',
  },
  amount: 4500.00,
  speed: 'instant',
  metadata: {
    vendor_id: 'vnd_7739',
    invoice_ref: 'INV-2025-089',
  },
});

console.log('Settled in:', payment.latency_ms, 'ms');
HTTP 200 OK — Settled in 184msapplication/json
{
  "id": "pay_99182390182",
  "status": "settled",
  "amount": 4500.00,
  "currency": "USD",
  "fee": 0.45,
  "recipient_id": "rcp_887123912",
  "rail_used": "UPI_INSTANT_2_0",
  "latency_ms": 184,
  "created_at": "2026-10-10T14:34:16.000Z",
  "settled_at": "2026-10-10T14:34:16.184Z",
  "proof_of_settlement": "hash_0x89f2a781bcf71"
}
Lifecycle Architecture

How Every Payment Solution Gets Delivered

The end-to-end journey of a single transaction across Starflix’s distributed settlement network.

01

API Request & Idempotency Lock

0 - 15ms

Your server initiates a payment payload with an idempotency key. Starflix verifies digital signatures and locks account balances in memory.

02

AI Smart Rail Optimization

15 - 40ms

The routing engine dynamically evaluates live bank uptime and chooses the fastest rail (UPI, IMPS, SEPA, SWIFT, or USDC) with lowest failure rate.

03

Real-Time Sanctions & Fraud Shield

40 - 75ms

Zero-latency risk screening runs AML checks, fraud heuristic scoring, and central bank watchlist screening in parallel threads.

04

Sub-Second Bank Settlement

75 - 280ms

Direct core-banking integration executes instant credit into the recipient’s bank account, digital wallet, or virtual ledger.

05

Webhook Dispatch & Dual-Entry Ledger

280 - 350ms

Cryptographically signed webhook notification fires to your servers while immutable double-entry ledger logs record proof of settlement.

Bank-Grade Security Architecture

Zero Compromise on Compliance & Trust

Engineered to satisfy the stringent compliance requirements of central banks, tier-1 global payment processors, and audit boards.

Certified

PCI-DSS Level 1 Certified

Highest tier payment card security standard with regular third-party penetration testing.

Continuous Compliance Verification
Audited

SOC 2 Type II Audited

Strict operational controls governing security, availability, and financial confidentiality.

Continuous Compliance Verification
ISO-Certified

ISO 27001 Information Security

Comprehensive information security management system covering all cloud infrastructure.

Continuous Compliance Verification
FIPS 140-2

Hardware Security Modules (HSM)

FIPS 140-2 Level 3 cryptographic modules protecting private keys and settlement vaults.

Continuous Compliance Verification
Get Started in Minutes

Ready to Accelerate Your Global Payment Solutions?

Join high-growth platforms and enterprises moving millions with Starflix’s sub-second disbursement and payment infrastructure.

● Sub-350ms Settlement● Multi-Rail Routing● Bank-Grade PCI-DSS● 24/7 Dedicated Support